क्या आप जानते हैं ESIC के इन फायदों के बारे में
क्या आप जानते हैं ESIC के इन फायदों के बारे में
- Medical Benefit :- Full medical care is provided to an Insured person and his
family members from the day he enters insurable employment. There is no
ceiling on expenditure on the treatment of an Insured Person or his family
member. Medical care is also provided to retired and permanently disabled
insured persons and their spouses on payment of a token annual premium of
Rs.120/- .
- 2. Sickness Benefit :- Sickness Benefit in the form of cash compensation at the rate
of 70 per cent of wages is payable to insured workers during the periods
of certified sickness for a maximum of 91 days in a year. In order to
qualify for sickness benefit the insured worker is required to contribute
for 78 days in a contribution period of 6 months
3. Extended sickness Benefit :-extendable upto two years in the case of 34 malignant and long-term
diseases at an enhanced rate of 80 per cent of wages
4.Enhanced Sickness
Benefit :- Enhanced Sickness
Benefit equal to full wage is payable to insured persons undergoing
sterilization for 7 days/14 days for male and female workers respectively.
5.Maternity Benefit
:-Maternity Benefit for confinement/pregnancy is
payable for Twenty Six (26) weeks, which is extendable by further one
month on medical advice at the rate of full wage subject to contribution for 70
days in the preceding Two Contribution Periods
6.Temporary Disablement Benefit :-From day one of entering insurable employment & irrespective of
having paid any contribution in case of employment injury. Temporary
Disablement Benefit at the rate of 90% of wage is payable so long as disability
continues
7. Permanent
Disablement Benefit :- From day one of entering
insurable employment & irrespective of having paid any contribution in case
of employment injury. Temporary Disablement Benefit at the rate of 90% of wage
is payable so long as disability continues
8.Dependants Benefit :- DB paid at the
rate of 90% of wage in the form of monthly payment to the dependants of a
deceased Insured person in cases where death occurs due to employment injury or
occupational hazards
9. Other Benefit - Funeral Expenses:-An amount of Rs.15,000/- is payable to the dependents or to the
person who performs last rites from day one of entering insurable employment.
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